Jacob Annals

I make mortgages easy by acting on your behalf to negotiate and pride myself in delivering excellent service, specific & relevant advice, and solutions from a panel of over 20 bank and non-bank lenders. Rather than being time consuming and stressful, buying property should be exciting, so why spend all valuable time explaining your situation and trying to compare pricing yourself? I take the time and hassle out of shopping around for the best deal. Whether it be interest rates, fees or contributions of any sort, the price of one lender versus another tends to be very similar overall. The main difference between lenders is their product offering, for example; there are various different limitations in regards to additional payments without penalty which could be the difference in paying off your mortgage quicker and savings thousands. By streamlining the process and matching your personal circumstances with the lender who's products fit best, I save you and lesser suited lenders time as there's no point in applying for a loan from a lender who's products don't suit you and your situation. I also provide professional advice in regards to the structure of your mortgage (fixed, floating, revolving for example) and can recommend professionals such as Lawyers that you can trust to be on your side. The end result - the right mortgage for you, with less time, stress and no additional cost as I'm paid by the lender in most cases.* Some background: - 2007 I took on a new challenge and became a Mortgage Adviser. - 2008 I purchased the Mike Pero Mortgages Waikato / Coromandel Franchise. - 2009 I was nominated as a Finalist for NZMBA Broker of the Year. - 2012 I was awarded Mike Pero Mortgages Best All Round Mortgage Adviser. - 2013 I was awarded Mike Pero Mortgages Best All Round Mortgage Adviser. *Whilst not common, in some situations such as finance of a commercial nature may attract a fee which is fully disclosed upfront.